NEW YORK, April 1, 2026 — Octane® (Octane Lending, Inc.), the fintech company unlocking the power of financial products for retailers and consumers, and Suzuki Motor USA, LLC, (Suzuki) announced today that they have partnered to extend competitive finance offers to prime customers in the United States.

Effective April 1, Suzuki dealers and its customers will have access to full-spectrum financing offers on its line of motorcycles, scooters, and ATVs, through Octane’s in-house lender, Roadrunner Financial, Inc. Additionally, Suzuki’s dealers will continue to benefit from Octane’s innovative, industry-leading dealer platform and digital tools for fast, easy prequalification, acquisition, and closing. Octane’s award-winning customer service team will service the loans through Roadrunner Account Services, LLC.

“For nearly ten years, Suzuki has been a strong partner for Octane. We’re excited to build on that relationship by launching a full-spectrum finance agreement,” said Jon Vestal, EVP and General Manager of Recreational Lending at Octane. “Together, we’re supporting Suzuki dealers and customers by unlocking the power of financial products with our seamless buying experience.”

“We’re excited to build on an already strong, long term relationship with Octane that will ultimately lead to more Suzuki motorcycle and ATV sales,” said Chris Coons, Director of National Sales Planning and Administration. “This expansion to full-spectrum lending allows us to offer more flexible and unique financing solutions, so more riders can experience the thrill and freedom of Suzuki motorcycles and ATVs.”

Since its founding in 2014, Octane has originated more than $8 billion in loans, issued more than $4.7 billion in asset-backed securities, and has sold or committed to sell $3.3 billion of secured consumer loans through whole-loan sales or forward-flow transactions. The Company grew originations by 29% in 2025, grew adjusted EBITDA by 23% year-over-year to $80 million, and was GAAP net income profitable for the third year in a row. Octane works with 50 original equipment manufacturer (OEM) partners and serves seven secured lending markets with its innovative technology solutions and fast, easy financing experience.

NEW YORK, March 12, 2026 — Octane® (Octane Lending, Inc.), the fintech company unlocking the power of financial products for retailers and consumers, and The Huntington National Bank (Huntington) announced a new partnership with Ariens and Gravely — makers of outdoor power equipment (OPE) — to deliver an innovative, full-spectrum financing and technology experience to dealerships and customers. 

The Huntington Bank Powered by Octane program allows Ariens® and Gravely® dealerships to use a single platform to manage the entire sales and financing process. This streamlines the buying process for both dealers and customers from prequalification through closing. Qualified applicants will receive prime options through Huntington, while near-prime financing offers will be provided by Octane’s in-house lender, Roadrunner Financial®, Inc. 

“We’re excited to team up with Huntington to bring a faster, easier financing and technology experience to Ariens and Gravely outdoor power equipment dealerships across the country,” said Jon Vestal, EVP and General Manager of Recreational Lending at Octane. “This program aligns with Octane’s strategy of finding innovative, technology-forward finance solutions that support our partners in a broad range of markets.” 

“This partnership delivers the speed and simplicity dealers need at the point of sale,” said Tim Skinner, managing director of consumer lending at Huntington. “Combining Huntington and Octane’s capabilities allows companies like AriensCo, the manufacturer of Ariens and Gravely equipment, to quote, reach a decision and close quickly, all within a single application, providing a competitive advantage for dealers and a more confident buying journey for customers.”

The Huntington Bank Powered by Octane Dealer Portal uses the same technology as Octane’s innovative dealer portal. Dealers and customers can move more quickly through the finance process with short and simple loan applications, near instant credit decisions, and a streamlined way to manage loan terms and documentation. Dealers can customize terms, manage workflow with user-friendly navigation, and move customers seamlessly through the finance journey. 

“We are excited to pioneer the Huntington Bank powered by Octane program for our customers and dealers,” said Emily Hoyer, Director of Credit at AriensCo. “With the fresh approach they are bringing to retail financing, we will be able to provide our dealers with significant advantages in both approval rates and efficient processes, which will change the landscape of how dealers have traditionally viewed financing.”

NEW YORK, March 4, 2026 — Octane® (Octane Lending, Inc.), the fintech company unlocking the power of financial products for retailers and consumers, announced its 2025 milestones as it continues to innovate new products and transform the buying experience. The company achieved record originations, launched its Captive-as-a-Service offering, continued to diversify and grow its capital markets program, and signed key partnerships with industry leaders.

Substantial Growth in Powersports and Recreational Vehicle (RV) Business and New Strategic Partnerships

Octane grew originations through its in-house lender, Roadrunner Financial, Inc., by 29% year-over-year, achieving a record-breaking $2.1 billion in annual originations and surpassing $7.6 billion in aggregate originations. The company strengthened its extensive network of powersports dealers and original equipment manufacturer (OEM) partners by signing ten new OEM partners, expanding an existing partnership with a major OEM, and launching a new partnership with a leading powersports dealer group.

Octane also significantly grew its RV business. For the second year in a row, the company more than doubled RV originations year-over-year. Notably, Octane announced a partnership with the leading RV dealership chain to support its more than 200 locations in the U.S., strengthening the company’s presence in the recreational market.

The company also positioned itself for growth in 2026 by signing a partnership with a top national bank to rapidly deepen its penetration in the Outdoor Power Equipment (OPE) market.

New Equity Capital Fuels Product and Market Expansion

Octane raised $100 million from new and returning investors in its Series F funding round at a $1.3 billion valuation. This capital enables Octane to deepen penetration in existing markets, fuel its expansion into new markets, and support the launch of new product offerings. The company also used these funds to provide liquidity to current and former employees.

Octane expanded its product offering with the launch of its novel Captive-as-a-Service solution for OEMs and dealership chains. Through this product, partners can enjoy the benefits of having their own financing company without the lengthy, costly process of setting up a captive from scratch. Captive-as-a-Service enables partners to increase profitability on each sale through life-cycle marketing and participation in the economics of the loan, all while delivering a fast, easy financing experience to their customers. Octane provides a seamless, digital platform, lead generation tools, underwriting, loan processing, loan servicing, marketing and design, and capital markets execution, all under a brand name of the partner’s choice.

Strong Capital Markets Performance with $1.9 Billion of Loans Sold

Octane continued to scale and diversify its capital markets program, expanding its investor base and execution channels. In 2025, Octane sold $1.9 billion of loans—representing 91% of 2025 originations—through forward-flow transactions and whole-loan sales. Since December 2023, Octane has secured commitments for the purchase of over $3.3 billion in loans.

At the same time, Octane continued to show leadership in the asset-backed securitization (ABS) market through OCTL 2025-1 and OCTL 2025-RVM1, its second securitization collateralized wholly by RV and marine collateral. Its first, OCTL 2024-RVM1, was named as the ABS Deal of the Year at the GlobalCapital US Securitization Awards 2025. Since beginning its ABS program in 2019, Octane has issued over $4.7 billion of asset-backed securities through 16 transactions.

Octane delivered strong financial results in 2025, achieving nearly $400M in total revenue. The company grew adjusted EBITDA by 23% year-over-year to $80 million and marked its third consecutive year of GAAP net income profitability.*

Key Leadership Appointments, Continued Recognition, and New Dallas Office

In 2025, Octane made key leadership appointments, naming Sean Fernandez-Ledon as its first Chief Legal Officer and Jon Vestal and Kartik Kothari as its first Executive Vice Presidents. The company continued to be recognized for excellence, receiving 15 awards for its innovation, culture, and leadership, including the FICO Decision Award in Customer Onboarding and Management, Deloitte’s Technology Fast 500 for the third year in a row, and BuiltIn’s list of Best Places to Work in Dallas for the third year in a row. In October, the company opened a new Dallas office, where half of Octane’s more than 600 employees are based.

“I’m extremely proud of our accomplishments in 2025, and I look forward to using this momentum as a springboard for continued growth and success in 2026 and beyond,” said Jason Guss, Octane’s CEO and Co-Founder. “Our achievements wouldn’t have been possible without the hard work and innovation of our team, and the continued support of our investors and partners. We look forward to continuing to unlock the power of financial products for retailers and consumers for years to come.”

Octane collaborates with 50 OEMs, has over 4,000 active merchant partners, and serves seven secured lending markets.

This press release does not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of these securities in any jurisdiction in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such jurisdiction.

*Financial performance based on 2025 unaudited company financial statements.

###

NEW YORK, January 27, 2026 — Octane® (Octane Lending, Inc.), the fintech company unlocking the power of financial products for retailers and consumers, announced today that it has entered the auto market to help dealerships maximize their return on each car sale while delivering a superior customer experience. 

Octane’s Captive-as-a-Service offering enables auto dealerships to enjoy the benefits of owning a captive finance company without the significant up-front costs, time, effort, and investment required to establish such a business. Octane’s turnkey solution brings together core captive business elements, including credit underwriting, loan processing, loan servicing, funding and capital markets execution, under a brand name of the partner’s choice. Dealer partners and their customers benefit from a seamless technology-forward experience. 

Additionally, tailored programs can include access to digital soft-pull tools, Octane Prequal, and Prequal Flex®, to drive qualified leads; a customized lending platform to support dealership-level promotions; and monthly customer touchpoints enabling dealer marketing for the duration of a consumer’s loan. As a result, Octane’s Captive-as-a-Service solution allows dealers to earn more money on each sale, grow and diversify their earning streams, strengthen customer loyalty, and build long-term enterprise value.

“At Octane, we are constantly looking for ways to help our partners grow their businesses. With Captive-as-a-Service, we give dealer groups the flexibility to create a program to meet their specific needs, like supplementing their existing lender mix, connecting their in-store and digital strategy, or turning their loan portfolio into a profit center,” said Jason Guss, Co-Founder and Chief Executive Officer of Octane. “After seeing success with captive and private label partnerships in the powersports and RV markets, we are excited to bring our Captive-as-a-Service solution to the auto market.” 

“We’re extremely impressed with Octane’s efficient and seamless process, providing an integrated financing experience that directly benefits our customers,” said Roger W. Holler III, President & CEO at Holler-Classic Family of Dealerships. “Our buyers across the credit spectrum can move confidently through the loan process, while giving us more control as we continue to scale our business. Partnering with Octane’s team has been fantastic; a smart business move for the Holler-Classic Family of Dealerships.” 

Through its in-house lender, Roadrunner Financial®, Inc., Octane has surpassed $7 billion in aggregate originations since its founding in 2014. The company has considerable underwriting expertise and consistent credit performance, as evidenced by its AAA ratings*. Dealers can benefit from Octane’s in-house loan processing team, which offers support seven days a week, and its award-winning loan servicing team, which handles in-house payments, collections, and recovery. Dealers can also leverage Octane’s significant capital markets experience; the company has issued more than $4.7 billion of asset-backed securities (ABS) since establishing its ABS program in December 2019, has cumulatively sold or secured commitments to sell $3.3 billion in loans through whole loan sale and forward flow transactions, and maintains strong relationships with institutional investors, banks, rating agencies, and warehouse capital providers. Octane’s leadership team, which includes Steven Fernald, President and CFO, Mark Molnar, Chief Risk Officer, and David Bertoncini, SVP of Credit Strategy, Auto, has more than 50 years of combined experience in capital markets, financial services, compliance, and credit risk, and over 25 years of combined experience in auto lending.

“The Octane Captive program makes an incredibly powerful tool — captive financing — approachable and deployable for us as a dealer group,” said Matt Greenblatt, Owner/Dealer Principal at Matt Blatt Dealerships. “We are able to serve our customers better, see a fantastic return on our portfolio, and leverage the Octane team to implement solutions that save us money and bring in new customers. This is a new area of growth and profit for us and we are excited to be leading the industry and embracing it.”

“Our Captive-as-a-Service solution also unlocks countless marketing opportunities to drive value across the dealership, like coupons for servicing and maintenance or remarketing messages to drive the next sale,” said Mark Davidson, Co-Founder and Chief Growth Officer at Octane. “At the same time, we help dealers deliver a fast, seamless financing experience to their customers through our digital tools and instant credit decisioning, and responsibly extend credit to a wide range of customers through our proprietary underwriting model.”

Learn more at octane.co/o/captive-lending.

*On the senior class of notes of the company’s asset-backed securitizations. The full analysis for S&P’s ratings, including any updates, which you should review and understand, is available on spglobal.com and can be accessed here. KBRA’s ratings are subject to all of the terms and conditions set forth in the related report and KBRA’s website, which you should review and understand, and can be accessed here.

###