NEW YORK, December 16, 2025 — Octane® (Octane Lending Inc.®), the fintech revolutionizing the buying experience, is teaming up with Camping World Holdings, Inc. (NYSE: CWH) (“Camping World”), America’s Recreation Dealer, to launch an innovative financing solution under the Good Sam Powered by Octane brand. 

This Captive-as-a-Service agreement enables Camping World dealers to offer competitive rates and flexible terms to a full spectrum of customers under the Good Sam Powered by Octane brand. Together, Octane and Good Sam will expand origination volumes through Camping World’s nearly 200 locations and digital buying experiences. Octane’s in-house lender, Roadrunner Financial, Inc.®, will underwrite the loans, and Octane’s in-house loan servicer, Roadrunner Account Services, LLC, will service the loans.

Additionally, Camping World dealerships will benefit from Octane’s industry-leading loan origination platform and innovative technology to make the customer acquisition, sales, and closing process faster and easier. At the same time, customers will enjoy a seamless, digital RV financing experience.  

“We’re thrilled to collaborate with Camping World and Good Sam, leaders in outdoor recreation, to transform the buying journey for RV enthusiasts with a fast, seamless financing experience,” said Jon Vestal, Executive Vice President and General Manager, Recreational Lending at Octane. “We’re also excited that our innovative Captive-as-a-Service offering, where we leverage our technology, risk expertise, and capital markets track record, is helping our partners achieve their goals.” 

“Camping World and Good Sam have been exceptional partners for us as we’ve grown our presence in the RV market,” said Mike Bagull, Vice President, Sales at Octane. “We’re committed to supporting the industry with full-spectrum financing and digital tools that make the financing process better for OEMs, dealerships, and consumers.”

Through Octane’s Captive-as-a-Service solution, Original Equipment Manufacturers (OEMs) and dealership chains can enjoy the benefits of their own financing company without the lengthy, costly process of setting up a captive on their own from scratch. This solution enables partners to increase profitability, offer branded financing, and benefit from full customer life cycle marketing, while helping dealers to capitalize on financing opportunities and deliver a seamless, full-spectrum financing experience to their customers. 

Each solution can be tailored to the specific needs and desired outcomes of the partner and can leverage Octane’s extensive risk management and capital markets expertise and strong track record of performance. To date, Octane has issued more than $4.7 billion of asset-backed securities, including OCTL 2025-1 and OCTL 2025-RVM1, and has cumulatively sold or secured commitments to sell $3.3 billion in loans through numerous whole loan sales and forward-flow agreements.

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NEW YORK, December 15, 2025 — Octane® (Octane Lending, Inc.®), the fintech revolutionizing the buying experience, announced it has closed its Series F funding round of $100 million in equity capital. The raise includes new equity capital to be used for growth initiatives as well as amounts to be used for secondary share transfers.

The capital builds on Octane’s strong originations growth and enables the Company to further accelerate market penetration and deepen its product offering, positioning the Company even more favorably for long-term success. The Series F raise attracted a mix of returning and new investors; Valar Ventures led the round with participation from Upper90, Huntington Bank, Camping World and Good Sam, Holler-Classic, and others. Prior to the Series F, Octane had raised $242 million in total equity funding since inception, including its Series E, which closed in 2024. 

“Building on our strong foundation, this capital allows us to move more quickly on key initiatives that will further differentiate us in existing markets and speed up our entrance into new ones,” said Jason Guss, CEO and Co-Founder of Octane. “We’re grateful to our existing investors for their continued support and belief in our vision, as well as to new investors for their partnership. We look forward to strengthening these relationships as we expand our offerings and unlock the full potential of financial products for merchants and consumers.” 

“One of the investing lessons of the past two decades is that the best tech companies can compound for far longer than expected,” said James Fitzgerald, Founding Partner of Valar Ventures. “Octane’s unique offering supports dealers and OEMs with software and financing solutions unavailable elsewhere. We expect Octane to continue to take market share — both in its existing markets and in those it’s only begun to enter — for a very long time. We are excited to continue backing this team and to partner with them for another decade, or longer.”

“It’s been impressive to watch Octane’s execution in becoming a clear leader in the powersports market,” said Billy Libby, Managing Partner at Upper90. “Now the company is scaling its proprietary underwriting engine and end-to-end technology platform as it expands into new markets and helps dealers grow their profits and deliver better financing experiences to consumers. Few public or private companies are growing as rapidly — and profitably — as Octane, and we’re excited to be part of their continued growth.”

Thus far in 2025, Octane has launched a myriad of new products and technology enhancements, including groundbreaking updates for both merchants and consumers. Notably, Octane strengthened its industry-leading financing portal to provide even faster, easier customer acquisition and closing processes for merchants, helping them reach more buyers and increase profitability. At the same time, customers can access simplified payment options, expedited question resolution, and increased flexibility within the Customer Portal. 

Since its founding in 2014, Octane has originated over $7 billion in loans through its in-house lender Roadrunner Financial®, Inc., issued more than $4.7 billion in asset-backed securities, and has sold or committed to sell $3.3 billion of secured consumer loans since December 2023. The Company grew originations by more than 30% from Q3 2024 to Q3 2025 and is GAAP net income profitable. Octane works with 60 original equipment manufacturer (OEM) partner brands and serves markets worth a combined $150 billion with its innovative technology solutions and fast, easy financing experience.

NEW YORK, December 9, 2025 — Octane® (Octane Lending Inc.®), the fintech revolutionizing the buying experience, and Adventure Lifestyle, a powersport and marine dealer group with over 20 locations across the southeast, today announced the launch of Adventure Lifestyle Finance. Octane’s innovative captive financing solution will refine and streamline the lending experience for Adventure Lifestyle’s dealers and customers under the Adventure Lifestyle Finance brand. 

Through this Captive-as-a-Service collaboration, Adventure Lifestyle will have greater control over its financing programs and customer journey, enabling them to offer competitive rates and flexible terms to a broad range of customers. Its dealer network will benefit from Octane’s industry-leading loan origination platform, integrated technology, and dedicated support team. The fully branded solution enables dealers to offer full-spectrum financing options, provide an Adventure Lifestyle-labeled, end-to-end customer experience, and increase profitability.  

“We’re proud to work with Adventure Lifestyle to launch Adventure Lifestyle Finance as we bring a faster, more seamless buying experience to more people,” said Jon Vestal, Executive Vice President and General Manager, Recreational Lending. “Together, we’re giving dealers the tools they need to best support enthusiasts across Adventure Lifestyle’s many locations as we unlock the power of financial products for retailers and consumers.”

Customers will enjoy a hassle-free, digital buying experience, from initial inquiry and application through closing and throughout the life of their loan. Octane’s in-house lender, Roadrunner Financial, Inc.®, will underwrite the loans offered through Adventure Lifestyle Finance, and Octane’s in-house loan servicer, Roadrunner Account Services, LLC, will service the loans.   

“At Adventure Lifestyle, we believe that every adventure should be accessible,” said Kris Price, Vice President of Adventure Lifestyle. “By partnering with Octane to launch Adventure Lifestyle Finance, we can offer our customers a better buying experience featuring exclusive financing options, making it even easier for them to own their next powersports vehicle.” 

Octane’s Captive-as-a-Service offering enables Original Equipment Manufacturers (OEMs) and dealerships to enjoy the benefits of their own financing company without the lengthy, costly process of setting up a captive from scratch. Each solution can be tailored to partners’ specific financing and technology needs, as well as their desired outcomes, and leverage Octane’s extensive risk management and capital markets expertise. Octane has issued more than $4.7 billion of asset-backed securities (ABS) since 2019. The most recent ABS transactions include: OCTL 2025-1, collateralized by fixed-rate installment powersports loans, and OCTL 2025-RVM1, Octane’s second securitization backed wholly by RV/Marine loans. Additionally, Octane closed three powersports forward-flow transactions and two whole-loan sales in 2025, and has sold or secured commitments to sell more than $3.3 billion in loans since December 2023. 

NEW YORK, December 2, 2025 — Octane® (Octane Lending, Inc.®), the fintech revolutionizing the buying experience for major recreational purchases, announced that it has closed a $219 million securitization (“OCTL 2025-RVM1“) collateralized by its fixed-rate installment recreational vehicle and marine loans issued through its in-house lender, Roadrunner Financial®, Inc. 

This is Octane’s second transaction under its RV/Marine shelf, denoted with the “RVM” ticker. Its first, OCTL 2024-RVM1, was named as the ABS Deal of the Year at the GlobalCapital US Securitization Awards 2025. The 2024 transaction represented the first securitization composed solely of RV and marine collateral to be brought to market in two decades. Since launching its securitization program in December 2019, Octane has completed 16 asset-backed securitizations totaling over $4.7 billion.  

OCTL 2025-RVM1 consists of five classes of fixed-rate notes: Class A, Class B, Class C, Class D, and Class E, which Standard & Poor’s (S&P)* rated as AAA, AA, A, BBB, and BB+ respectively, in a private offering pursuant to Rule 144A under the Securities Act of 1933, as amended. ATLAS SP Securities acted as lead manager and structuring agent, with J.P. Morgan Securities, Mizuho, and Truist Securities serving as joint bookrunners and First Citizens Capital Securities serving as co-manager. 

“The successful execution of our second RVM securitization reflects the growing maturity of our RVM platform and the market’s recognition of RV and marine as a compelling, high-quality asset class,” said Nicholas Makarov, SVP and Head of Capital Markets at Octane. “We’ve seen investor interest deepen meaningfully as we’ve broadened our presence in these segments, and we’re grateful for that continued support. As the program scales, the depth of demand across the capital structure reflects continued confidence in our performance, our underwriting, and our ability to grow responsibly.”

Octane has continued to build significant momentum in both its business and its Capital Markets program. The Company has more than doubled its RV originations each year since entering the market in 2022 and is on track to more than double RV originations again in 2025. Octane first began financing pontoons in 2022 and expanded its presence in the Marine market in 2024. Additionally, Octane has closed three powersports forward-flow transactions and two whole-loan sales in 2025 and has cumulatively sold or secured commitments to sell $3.3 billion in loans since December 2023. 

This press release does not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of these securities in any jurisdiction in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such jurisdiction.

*The full analysis for S&P’s ratings, including any updates, which you should review and understand, is available on spglobal.com and can be accessed here.

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This is not an offer, solicitation of an offer, recommendation or advice to buy or sell any security, financial product or instrument. Our website is for informational purposes only. We do not guarantee the accuracy or completeness of information on or available through this website, and we are not responsible for inaccuracies or omissions in that information or for actions taken in reliance on that information. Please read any applicable disclosures before using or relying on information on or available through this website. Seek professional advice before investing in our securities.

NEW YORK, November 17, 2025 — Octane® (Octane Lending, Inc.®), the fintech revolutionizing the buying experience for major recreational purchases, and The Huntington National Bank (Huntington) announced a collaboration that delivers a faster, easier financing experience for original equipment manufacturers (OEMs), dealerships, and customers in the outdoor power equipment (OPE) industry.

With an integrated financing and technology ecosystem, select OEMs in the mower and outdoor power equipment industries can support their dealer networks and finance customers across the credit spectrum with a single platform. Qualified applicants will receive prime financing options through Huntington and near-prime options through Octane’s in-house lender, Roadrunner Financial®, Inc. Dealers and consumers will benefit from promotional financing programs and an instant, digital lending process. 

“At Huntington, we’re committed to delivering seamless financing solutions that empower our customers to get the best tools and equipment for their lives and business,” said Rich Porrello, consumer finance director at Huntington. “This collaboration pairs Huntington’s deep expertise in lending with Octane’s leading technology, allowing our customers to confidently move through their financing experience.” 

Notably, dealers can integrate award-winning, soft pull prequalification tools directly into their existing customer relationship management (CRM) software and marketing channels to increase their reach, connect with qualified buyers, and expedite the sales process. Dealers can also find all available financing options through Octane’s most advanced dealer portal to-date. There, they can easily customize deal terms to best serve each customer and seamlessly move through the financing process from prequalification through closing. At the same time, customers will have more control over their buying experience. With convenient digital tools, they can easily understand their buying power, upload necessary documentation before going to the dealership, access superior servicing throughout the life of their loan, and more.

“We’re thrilled to collaborate with Huntington to support OPE OEMs and dealers with cutting-edge technology and faster, easier, and more accessible financing experience,” said Jon Vestal, EVP and General Manager of Recreational Lending at Octane. “Together, we’re providing an end-to-end solution that will help OPE OEMs and dealerships across the country reach more buyers and increase profitability.”

“This work with Octane represents an important step in deepening our support for OEM partners in the outdoor power equipment industry. By connecting our commercial financing expertise with our consumer lending capabilities, our support now extends from the factory floor all the way to the consumer,” said Jay Deverell, president of Huntington Distribution Finance. “We’re eager to help drive growth and innovation across the entire value chain, while enhancing our market leadership in full spectrum equipment financing.”  

To learn more, visit Octane.co or Huntington.com.

Huntington Media Relations: 

Katie Coulter, katie.coulter@huntington.com 

Significant Momentum in Octane’s Powersports and Recreational Vehicle (RV) Business

Octane saw considerable growth in both its powersports and RV business in 2024. The company grew originations through its in-house lender, Roadrunner Financial®, Inc., by 36 percent year-over-year, closing the year at more than $1.6 billion in 2024 originations. Octane also reached several milestones last year, surpassing $4 billion in aggregate originations in February and $5 billion in aggregate originations in September. The company continued to see strong growth in the RV market, doubling its RV originations for the second year in a row. At the same time, it expanded its relationships with key powersports original equipment manufacturers (OEMs), launching full-spectrum financing with both Kawasaki and CFMOTO. 

Equity Financing Fuels Product Innovation and Expansion into New Markets

Octane raised $50 million in its Series E funding round, bringing its total equity funding raised since inception to $242 million. This investment fueled the company’s entrance into the marine market with full-spectrum credit coverage. During the course of 2024, Octane introduced over 100 new products and product enhancements to make buying better for dealer partners and their customers, including Dealer Portal 2.0, a significantly upgraded version of its industry-leading dealer platform. Octane’s soft-pull prequalification tools, Octane Prequal® and Prequal Flex®, continued to help consumers quickly and easily apply for financing with more than 1200 dealers using each tool, respectively; nearly 400,000 powersports applications were sent to partner dealers through the two digital tools. The company also partnered with RideNow, the largest powersports retailer in North America, to launch RideNow Finance, a private label partnership that drives more sales for RideNow Powersports Dealerships through digital tools, full-spectrum financing, and branded lifecycle marketing. 

Strong Financial Performance Combined with Historic ABS Transaction Concludes a Successful Year in Capital Markets

Octane continued to diversify its capital markets strategy in 2024. The company completed four asset-backed securitizations (ABS), which were supported by over 100 investors. The first three transactions,  OCTL 2024-1, OCTL 2024-2, and OCTL 2024-3, were backed by powersports collateral. The fourth transaction, OCTL 2024-RVM1, was Octane’s first transaction backed wholly by RV and Marine collateral and the first deal of its type in two decades. In addition to completing more than $4 billion of ABS deals to date, other notable 2024 accomplishments include completing a $500 million forward-flow deal with funds managed by AB CarVal, announcing two separate whole loan sales totaling $280 million to Yieldstreet, and completing a $200 million whole loan sale to funds managed by AB CarVal. Octane maintains approximately $1 billion in revolving capacity.  Additionally, the company realized strong financial performance in 2024; year-over-year Octane grew top line revenue by 46%, grew profit by 62% (for a gross profit margin of 41%), and increased GAAP net income by approximately 650%, all new record highs*.  

Key Leadership Appointments and New Headquarters in Octane’s 10th Year in Business

In 2024, Octane made several executive appointments, brought in key talent, and garnered recognition for its performance, culture, and leadership. Octane appointed its first President, Steven Fernald, who continues to serve as the company’s Chief Financial Officer in addition to overseeing its Powersports and Outdoor Power Equipment (OPE) business, and announced the appointment of a new Chief Risk Officer, Mark Molnar, an executive with over thirty years of risk experience at both established banks and fintech companies. 

Octane also strengthened its Sales and Engineering expertise by acquiring the team behind The Lasso, a platform that links car sellers directly to a network of hundreds of top-notch dealerships. Nate Mihalovich, formerly the CEO and co-founder of The Lasso, joined Octane as SVP of New Verticals, along with four talented engineers and salespeople. Octane will leverage Mihalovich and The Lasso team’s technical skills, entrepreneurial spirit, and experience building pipelines and relationships to help Octane strengthen its offering and expand into new markets.

In 2024, Octane celebrated its tenth anniversary, opened a new headquarters in Manhattan, and won nearly 30 awards, including ranking on the Inc. 5000 list of the fastest growing private companies for the third year in a row, making the Technology Fast 500 awarded by Deloitte, LLP for the second year in a row, and being named one of the Best Places to Work in Dallas for the second year in a row. Octane’s CEO and Co-founder, Jason Guss, continued to receive accolades for his leadership and vision, being named an Entrepreneur Of The Year® 2024 New York Award Finalist for the second time and receiving the Powersports Finance Achievement Award in Leadership.

“The past year was the most successful in Octane’s ten-year history, made possible thanks to the creativity and effort of our team and the ongoing support of our esteemed dealer, OEM, and investor partners,” said Guss. “We intend to build on this momentum in 2025, as we reaffirm our commitment to making buying better through a fast, seamless financing experience.”

This press release does not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of these securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of such jurisdiction.

*Financial performance based on 2024 unaudited company financial statements.

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This is not an offer, solicitation of an offer, recommendation or advice to buy or sell any security, financial product or instrument. Our website is for informational purposes only. We do not guarantee the accuracy or completeness of information on or available through this website, and we are not responsible for inaccuracies or omissions in that information or for actions taken in reliance on that information. Please read any applicable disclosures before using or relying on information on or available through this website. Seek professional advice before investing in our securities.

NEW YORK, December 20, 2024 — Octane® (Octane Lending, Inc.®), the fintech revolutionizing the buying experience for major recreational purchases, announced that it has closed a $125.76 million securitization (“OCTL 2024-RVM1“). The notes will be collateralized by a pool of retail installment loans issued through Octane’s in-house lender, Roadrunner Financial®, Inc. that are secured by new and used recreational vehicles (RVs), powerboats, and pontoon hybrids.

This is Octane’s first transaction under its new RV/Marine shelf, denoted with the “RVM” ticker. Octane has completed 14 asset-backed securitizations since launching its program in December 2019, including OCTL 2024-1, OCTL 2024-2, and OCTL 2024-3 in 2024. In the company’s last six powersports ABS transactions, RV and marine loans comprised approximately 1.35% or less of the pool.

OCTL 2024-RVM1 consists of five classes of fixed-rate notes: Class A, Class B, Class C, Class D, and Class E, which Standard & Poor’s (S&P)* rated as AAA, AA, A, BBB, and BB respectively, in a private offering pursuant to Rule 144A under the Securities Act of 1933, as amended. ATLAS SP Securities acted as lead manager and structuring agent, with Truist Securities serving as joint bookrunner, and J.P. Morgan Securities and Mizuho serving as co-managers. 

“We are excited to build on our successful ABS track record by issuing our first securitization wholly backed by RV- and marine-collateral, which was extremely well received by the market,” said Steven Fernald, President and Chief Financial Officer at Octane. “Thanks to the strong interest from a large number of new investors as well as our existing, long-term investor partners, we are well positioned to continue to meaningfully grow our business in 2025 and beyond.”

Octane entered the RV market in 2022, doubled originations in 2023, and is on track once again to double its RV originations year-over-year in 2024. Octane first began financing pontoons in 2022 and entered the broader marine market this fall.

Octane continues to maintain a diverse capital markets strategy. In addition to completing more than $4 billion of asset-backed securitizations to date, the company surpassed $5B in aggregate originations in September 2024 and has announced or completed over $1 billion of whole loan sales since December 2023, including with large asset managers, alternative asset managers, and credit unions, while maintaining approximately $1 billion in revolving debt capacity. Earlier this year, Octane completed its Series E funding round, bringing its total equity funding raised since inception to $242 million.

This press release does not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of these securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of such jurisdiction.

*The full analysis for S&P’s ratings, including any updates, which you should review and understand, is available on spglobal.com and can be accessed here.

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This is not an offer, solicitation of an offer, recommendation or advice to buy or sell any security, financial product or instrument. Our website is for informational purposes only. We do not guarantee the accuracy or completeness of information on or available through this website, and we are not responsible for inaccuracies or omissions in that information or for actions taken in reliance on that information. Please read any applicable disclosures before using or relying on information on or available through this website. Seek professional advice before investing in our securities.

NEW YORK, December 19, 2024 — Octane® (Octane Lending, Inc.®), the fintech revolutionizing the buying experience for major recreational purchases, and CFMOTO, a world-class powersports manufacturer, announced a new agreement to provide promotional financing for prime customers in the United States.  

Effective immediately, prime and non-prime consumers can qualify for financing for CFMOTO’s full line of ATVs, side-by-sides, and motorcycles through Octane’s in-house lender, Roadrunner Financial®, Inc. At the same time, CFMOTO’s network of over 600 dealers in the United States—more than a quarter of which have the award-winning soft-pull tool, Octane Prequal®, on their websites—will benefit from Octane’s fast and easy digital financing experience as well as competitive terms and flexible rates for its customers. 

“We’re excited to strengthen and expand our relationship with CFMOTO and bring our seamless, digital financing experience to even more of its customers,” said Jon Vestal, SVP, Head of Powersports & OPE at Octane. “By offering full-spectrum financing and digital tools, we’re giving CFMOTO dealers more ways to help people purchase a vehicle and connect with their passion.”

“We are thrilled to expand our partnership with Octane to offer enhanced financing options for our customers and dealers,” said Jake Mirabel, Vice President Sales at CFMOTO. “Octane’s innovative digital tools and full-spectrum financing make it easier than ever for our customers to access the vehicles they love, while empowering our dealers with competitive terms and streamlined processes. Together, we’re driving growth and delivering an exceptional buying experience.” 

Since 2016, Octane has partnered with CFMOTO to offer financing solutions for credit-worthy customers just outside of the traditional “prime” range through Roadrunner Financial®, Inc. 

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NEW YORK, November 14, 2024 — Octane® (Octane Lending, Inc.®), the fintech revolutionizing the buying experience for major recreational purchases, announced that it has closed a $326 million securitization (“OCTL 2024-3“) collateralized by fixed-rate installment powersports loans issued through its in-house lender, Roadrunner Financial®, Inc. Octane has issued more than $4 billion of asset-backed securities (ABS) since launching the program in December 2019. This is the company’s 12th ABS transaction.

OCTL 2024-3 consists of six classes of fixed-rate notes: Class A-1, Class A-2, Class B, Class C, Class D, and Class E, which Standard & Poor’s (S&P)* and Kroll Bond Rating Agency (KBRA)** rated as A-1+/K1+, AAA/AAA, AA/AA+, A/A+, BBB/BBB+, and BB/BB+ respectively, in a private offering pursuant to Rule 144A under the Securities Act of 1933, as amended. 

J.P. Morgan Securities acted as lead manager and structuring agent, with Atlas SP Securities, Mizuho, and Truist Securities serving as joint bookrunners. In this latest ABS transaction, Octane continued to diversify its investor base while also maintaining the support of existing institutional investors.

“Thanks to the support of our esteemed institutional investors, Octane reached a significant milestone with this transaction – issuing over $4 billion of asset-backed securities in less than five years,” said Steven Fernald, President and Chief Financial Officer at Octane. “We were pleased to see such high demand for our paper among both new and existing partners, which allowed our syndicate of banks to reduce credit spreads materially from their initial guidance through final pricing to our lowest levels since 2021. Our robust capital markets execution gives us even greater flexibility as we continue to grow our business while maintaining strong credit performance.”

In addition to completing two other asset-backed securitizations, OCTL 2024-1 and OCTL 2024-2, Octane has diversified its capital markets strategy in 2024. Notable transactions include a $500 million forward-flow deal with funds managed by AB CarVal, two separate whole loan sales totaling $280 million to Yieldstreet, an evergreen forward flow transaction with a credit union, and a $200 million whole loan sale to funds managed by AB CarVal.

The ABS transaction announced today follows several significant milestones for the company. Octane recently entered the marine market, launched RideNowFinance, a private label partnership with the largest powersports retailer in North America, and surpassed $5B in aggregate originations. Earlier this year, Octane completed its Series E funding round.

This press release does not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of these securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of such jurisdiction.

*The full analysis for S&P’s ratings, including any updates, which you should review and understand, is available on spglobal.com and can be accessed here.

**KBRA’s ratings are subject to all of the terms and conditions set forth in the related report and KBRA’s website, which you should review and understand, and can be accessed here.

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This is not an offer, solicitation of an offer, recommendation or advice to buy or sell any security, financial product or instrument. Our website is for informational purposes only. We do not guarantee the accuracy or completeness of information on or available through this website, and we are not responsible for inaccuracies or omissions in that information or for actions taken in reliance on that information. Please read any applicable disclosures before using or relying on information on or available through this website. Seek professional advice before investing in our securities.