NEW YORK, March 12, 2026 — Octane® (Octane Lending, Inc.), the fintech company unlocking the power of financial products for retailers and consumers, and The Huntington National Bank (Huntington) announced a new partnership with Ariens and Gravely — makers of outdoor power equipment (OPE) — to deliver an innovative, full-spectrum financing and technology experience to dealerships and customers. 

The Huntington Bank Powered by Octane program allows Ariens® and Gravely® dealerships to use a single platform to manage the entire sales and financing process. This streamlines the buying process for both dealers and customers from prequalification through closing. Qualified applicants will receive prime options through Huntington, while near-prime financing offers will be provided by Octane’s in-house lender, Roadrunner Financial®, Inc. 

“We’re excited to team up with Huntington to bring a faster, easier financing and technology experience to Ariens and Gravely outdoor power equipment dealerships across the country,” said Jon Vestal, EVP and General Manager of Recreational Lending at Octane. “This program aligns with Octane’s strategy of finding innovative, technology-forward finance solutions that support our partners in a broad range of markets.” 

“This partnership delivers the speed and simplicity dealers need at the point of sale,” said Tim Skinner, managing director of consumer lending at Huntington. “Combining Huntington and Octane’s capabilities allows companies like AriensCo, the manufacturer of Ariens and Gravely equipment, to quote, reach a decision and close quickly, all within a single application, providing a competitive advantage for dealers and a more confident buying journey for customers.”

The Huntington Bank Powered by Octane Dealer Portal uses the same technology as Octane’s innovative dealer portal. Dealers and customers can move more quickly through the finance process with short and simple loan applications, near instant credit decisions, and a streamlined way to manage loan terms and documentation. Dealers can customize terms, manage workflow with user-friendly navigation, and move customers seamlessly through the finance journey. 

“We are excited to pioneer the Huntington Bank powered by Octane program for our customers and dealers,” said Emily Hoyer, Director of Credit at AriensCo. “With the fresh approach they are bringing to retail financing, we will be able to provide our dealers with significant advantages in both approval rates and efficient processes, which will change the landscape of how dealers have traditionally viewed financing.”

NEW YORK, March 4, 2026 — Octane® (Octane Lending, Inc.), the fintech company unlocking the power of financial products for retailers and consumers, announced its 2025 milestones as it continues to innovate new products and transform the buying experience. The company achieved record originations, launched its Captive-as-a-Service offering, continued to diversify and grow its capital markets program, and signed key partnerships with industry leaders.

Substantial Growth in Powersports and Recreational Vehicle (RV) Business and New Strategic Partnerships

Octane grew originations through its in-house lender, Roadrunner Financial, Inc., by 29% year-over-year, achieving a record-breaking $2.1 billion in annual originations and surpassing $7.6 billion in aggregate originations. The company strengthened its extensive network of powersports dealers and original equipment manufacturer (OEM) partners by signing ten new OEM partners, expanding an existing partnership with a major OEM, and launching a new partnership with a leading powersports dealer group.

Octane also significantly grew its RV business. For the second year in a row, the company more than doubled RV originations year-over-year. Notably, Octane announced a partnership with the leading RV dealership chain to support its more than 200 locations in the U.S., strengthening the company’s presence in the recreational market.

The company also positioned itself for growth in 2026 by signing a partnership with a top national bank to rapidly deepen its penetration in the Outdoor Power Equipment (OPE) market.

New Equity Capital Fuels Product and Market Expansion

Octane raised $100 million from new and returning investors in its Series F funding round at a $1.3 billion valuation. This capital enables Octane to deepen penetration in existing markets, fuel its expansion into new markets, and support the launch of new product offerings. The company also used these funds to provide liquidity to current and former employees.

Octane expanded its product offering with the launch of its novel Captive-as-a-Service solution for OEMs and dealership chains. Through this product, partners can enjoy the benefits of having their own financing company without the lengthy, costly process of setting up a captive from scratch. Captive-as-a-Service enables partners to increase profitability on each sale through life-cycle marketing and participation in the economics of the loan, all while delivering a fast, easy financing experience to their customers. Octane provides a seamless, digital platform, lead generation tools, underwriting, loan processing, loan servicing, marketing and design, and capital markets execution, all under a brand name of the partner’s choice.

Strong Capital Markets Performance with $1.9 Billion of Loans Sold

Octane continued to scale and diversify its capital markets program, expanding its investor base and execution channels. In 2025, Octane sold $1.9 billion of loans—representing 91% of 2025 originations—through forward-flow transactions and whole-loan sales. Since December 2023, Octane has secured commitments for the purchase of over $3.3 billion in loans.

At the same time, Octane continued to show leadership in the asset-backed securitization (ABS) market through OCTL 2025-1 and OCTL 2025-RVM1, its second securitization collateralized wholly by RV and marine collateral. Its first, OCTL 2024-RVM1, was named as the ABS Deal of the Year at the GlobalCapital US Securitization Awards 2025. Since beginning its ABS program in 2019, Octane has issued over $4.7 billion of asset-backed securities through 16 transactions.

Octane delivered strong financial results in 2025, achieving nearly $400M in total revenue. The company grew adjusted EBITDA by 23% year-over-year to $80 million and marked its third consecutive year of GAAP net income profitability.*

Key Leadership Appointments, Continued Recognition, and New Dallas Office

In 2025, Octane made key leadership appointments, naming Sean Fernandez-Ledon as its first Chief Legal Officer and Jon Vestal and Kartik Kothari as its first Executive Vice Presidents. The company continued to be recognized for excellence, receiving 15 awards for its innovation, culture, and leadership, including the FICO Decision Award in Customer Onboarding and Management, Deloitte’s Technology Fast 500 for the third year in a row, and BuiltIn’s list of Best Places to Work in Dallas for the third year in a row. In October, the company opened a new Dallas office, where half of Octane’s more than 600 employees are based.

“I’m extremely proud of our accomplishments in 2025, and I look forward to using this momentum as a springboard for continued growth and success in 2026 and beyond,” said Jason Guss, Octane’s CEO and Co-Founder. “Our achievements wouldn’t have been possible without the hard work and innovation of our team, and the continued support of our investors and partners. We look forward to continuing to unlock the power of financial products for retailers and consumers for years to come.”

Octane collaborates with 50 OEMs, has over 4,000 active merchant partners, and serves seven secured lending markets.

This press release does not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of these securities in any jurisdiction in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such jurisdiction.

*Financial performance based on 2025 unaudited company financial statements.

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NEW YORK, January 27, 2026 — Octane® (Octane Lending, Inc.), the fintech company unlocking the power of financial products for retailers and consumers, announced today that it has entered the auto market to help dealerships maximize their return on each car sale while delivering a superior customer experience. 

Octane’s Captive-as-a-Service offering enables auto dealerships to enjoy the benefits of owning a captive finance company without the significant up-front costs, time, effort, and investment required to establish such a business. Octane’s turnkey solution brings together core captive business elements, including credit underwriting, loan processing, loan servicing, funding and capital markets execution, under a brand name of the partner’s choice. Dealer partners and their customers benefit from a seamless technology-forward experience. 

Additionally, tailored programs can include access to digital soft-pull tools, Octane Prequal, and Prequal Flex®, to drive qualified leads; a customized lending platform to support dealership-level promotions; and monthly customer touchpoints enabling dealer marketing for the duration of a consumer’s loan. As a result, Octane’s Captive-as-a-Service solution allows dealers to earn more money on each sale, grow and diversify their earning streams, strengthen customer loyalty, and build long-term enterprise value.

“At Octane, we are constantly looking for ways to help our partners grow their businesses. With Captive-as-a-Service, we give dealer groups the flexibility to create a program to meet their specific needs, like supplementing their existing lender mix, connecting their in-store and digital strategy, or turning their loan portfolio into a profit center,” said Jason Guss, Co-Founder and Chief Executive Officer of Octane. “After seeing success with captive and private label partnerships in the powersports and RV markets, we are excited to bring our Captive-as-a-Service solution to the auto market.” 

“We’re extremely impressed with Octane’s efficient and seamless process, providing an integrated financing experience that directly benefits our customers,” said Roger W. Holler III, President & CEO at Holler-Classic Family of Dealerships. “Our buyers across the credit spectrum can move confidently through the loan process, while giving us more control as we continue to scale our business. Partnering with Octane’s team has been fantastic; a smart business move for the Holler-Classic Family of Dealerships.” 

Through its in-house lender, Roadrunner Financial®, Inc., Octane has surpassed $7 billion in aggregate originations since its founding in 2014. The company has considerable underwriting expertise and consistent credit performance, as evidenced by its AAA ratings*. Dealers can benefit from Octane’s in-house loan processing team, which offers support seven days a week, and its award-winning loan servicing team, which handles in-house payments, collections, and recovery. Dealers can also leverage Octane’s significant capital markets experience; the company has issued more than $4.7 billion of asset-backed securities (ABS) since establishing its ABS program in December 2019, has cumulatively sold or secured commitments to sell $3.3 billion in loans through whole loan sale and forward flow transactions, and maintains strong relationships with institutional investors, banks, rating agencies, and warehouse capital providers. Octane’s leadership team, which includes Steven Fernald, President and CFO, Mark Molnar, Chief Risk Officer, and David Bertoncini, SVP of Credit Strategy, Auto, has more than 50 years of combined experience in capital markets, financial services, compliance, and credit risk, and over 25 years of combined experience in auto lending.

“The Octane Captive program makes an incredibly powerful tool — captive financing — approachable and deployable for us as a dealer group,” said Matt Greenblatt, Owner/Dealer Principal at Matt Blatt Dealerships. “We are able to serve our customers better, see a fantastic return on our portfolio, and leverage the Octane team to implement solutions that save us money and bring in new customers. This is a new area of growth and profit for us and we are excited to be leading the industry and embracing it.”

“Our Captive-as-a-Service solution also unlocks countless marketing opportunities to drive value across the dealership, like coupons for servicing and maintenance or remarketing messages to drive the next sale,” said Mark Davidson, Co-Founder and Chief Growth Officer at Octane. “At the same time, we help dealers deliver a fast, seamless financing experience to their customers through our digital tools and instant credit decisioning, and responsibly extend credit to a wide range of customers through our proprietary underwriting model.”

Learn more at octane.co/o/captive-lending.

*On the senior class of notes of the company’s asset-backed securitizations. The full analysis for S&P’s ratings, including any updates, which you should review and understand, is available on spglobal.com and can be accessed here. KBRA’s ratings are subject to all of the terms and conditions set forth in the related report and KBRA’s website, which you should review and understand, and can be accessed here.

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NEW YORK, December 16, 2025 — Octane® (Octane Lending Inc.®), the fintech revolutionizing the buying experience, is teaming up with Camping World Holdings, Inc. (NYSE: CWH) (“Camping World”), America’s Recreation Dealer, to launch an innovative financing solution under the Good Sam Powered by Octane brand. 

This Captive-as-a-Service agreement enables Camping World dealers to offer competitive rates and flexible terms to a full spectrum of customers under the Good Sam Powered by Octane brand. Together, Octane and Good Sam will expand origination volumes through Camping World’s nearly 200 locations and digital buying experiences. Octane’s in-house lender, Roadrunner Financial, Inc.®, will underwrite the loans, and Octane’s in-house loan servicer, Roadrunner Account Services, LLC, will service the loans.

Additionally, Camping World dealerships will benefit from Octane’s industry-leading loan origination platform and innovative technology to make the customer acquisition, sales, and closing process faster and easier. At the same time, customers will enjoy a seamless, digital RV financing experience.  

“We’re thrilled to collaborate with Camping World and Good Sam, leaders in outdoor recreation, to transform the buying journey for RV enthusiasts with a fast, seamless financing experience,” said Jon Vestal, Executive Vice President and General Manager, Recreational Lending at Octane. “We’re also excited that our innovative Captive-as-a-Service offering, where we leverage our technology, risk expertise, and capital markets track record, is helping our partners achieve their goals.” 

“Camping World and Good Sam have been exceptional partners for us as we’ve grown our presence in the RV market,” said Mike Bagull, Vice President, Sales. “We’re committed to supporting the industry with full-spectrum financing and digital tools that make the financing process better for OEMs, dealerships, and consumers.”

Through Octane’s Captive-as-a-Service solution, Original Equipment Manufacturers (OEMs) and dealership chains can enjoy the benefits of their own financing company without the lengthy, costly process of setting up a captive on their own from scratch. This solution enables partners to increase profitability, offer branded financing, and benefit from full customer life cycle marketing, while helping dealers to capitalize on financing opportunities and deliver a seamless, full-spectrum financing experience to their customers. 

Each solution can be tailored to the specific needs and desired outcomes of the partner and can leverage Octane’s extensive risk management and capital markets expertise and strong track record of performance. To date, Octane has issued more than $4.7 billion of asset-backed securities, including OCTL 2025-1 and OCTL 2025-RVM1, and has cumulatively sold or secured commitments to sell $3.3 billion in loans through numerous whole loan sales and forward-flow agreements.  

NEW YORK, December 15, 2025 — Octane® (Octane Lending, Inc.®), the fintech revolutionizing the buying experience, announced it has closed its Series F funding round of $100 million in equity capital. The raise includes new equity capital to be used for growth initiatives as well as amounts to be used for secondary share transfers.

The capital builds on Octane’s strong originations growth and enables the Company to further accelerate market penetration and deepen its product offering, positioning the Company even more favorably for long-term success. The Series F raise attracted a mix of returning and new investors; Valar Ventures led the round with participation from Upper90, Huntington Bank, Camping World and Good Sam, Holler-Classic, and others. Prior to the Series F, Octane had raised $242 million in total equity funding since inception, including its Series E, which closed in 2024. 

“Building on our strong foundation, this capital allows us to move more quickly on key initiatives that will further differentiate us in existing markets and speed up our entrance into new ones,” said Jason Guss, CEO and Co-Founder of Octane. “We’re grateful to our existing investors for their continued support and belief in our vision, as well as to new investors for their partnership. We look forward to strengthening these relationships as we expand our offerings and unlock the full potential of financial products for merchants and consumers.” 

“One of the investing lessons of the past two decades is that the best tech companies can compound for far longer than expected,” said James Fitzgerald, Founding Partner of Valar Ventures. “Octane’s unique offering supports dealers and OEMs with software and financing solutions unavailable elsewhere. We expect Octane to continue to take market share — both in its existing markets and in those it’s only begun to enter — for a very long time. We are excited to continue backing this team and to partner with them for another decade, or longer.”

“It’s been impressive to watch Octane’s execution in becoming a clear leader in the powersports market,” said Billy Libby, Managing Partner at Upper90. “Now the company is scaling its proprietary underwriting engine and end-to-end technology platform as it expands into new markets and helps dealers grow their profits and deliver better financing experiences to consumers. Few public or private companies are growing as rapidly — and profitably — as Octane, and we’re excited to be part of their continued growth.”

Thus far in 2025, Octane has launched a myriad of new products and technology enhancements, including groundbreaking updates for both merchants and consumers. Notably, Octane strengthened its industry-leading financing portal to provide even faster, easier customer acquisition and closing processes for merchants, helping them reach more buyers and increase profitability. At the same time, customers can access simplified payment options, expedited question resolution, and increased flexibility within the Customer Portal. 

Since its founding in 2014, Octane has originated over $7 billion in loans through its in-house lender Roadrunner Financial®, Inc., issued more than $4.7 billion in asset-backed securities, and has sold or committed to sell $3.3 billion of secured consumer loans since December 2023. The Company grew originations by more than 30% from Q3 2024 to Q3 2025 and is GAAP net income profitable. Octane works with 60 original equipment manufacturer (OEM) partner brands and serves markets worth a combined $150 billion with its innovative technology solutions and fast, easy financing experience.

NEW YORK, December 9, 2025 — Octane® (Octane Lending Inc.®), the fintech revolutionizing the buying experience, and Adventure Lifestyle, a powersport and marine dealer group with over 20 locations across the southeast, today announced the launch of Adventure Lifestyle Finance. Octane’s innovative captive financing solution will refine and streamline the lending experience for Adventure Lifestyle’s dealers and customers under the Adventure Lifestyle Finance brand. 

Through this Captive-as-a-Service collaboration, Adventure Lifestyle will have greater control over its financing programs and customer journey, enabling them to offer competitive rates and flexible terms to a broad range of customers. Its dealer network will benefit from Octane’s industry-leading loan origination platform, integrated technology, and dedicated support team. The fully branded solution enables dealers to offer full-spectrum financing options, provide an Adventure Lifestyle-labeled, end-to-end customer experience, and increase profitability.  

“We’re proud to work with Adventure Lifestyle to launch Adventure Lifestyle Finance as we bring a faster, more seamless buying experience to more people,” said Jon Vestal, Executive Vice President and General Manager, Recreational Lending. “Together, we’re giving dealers the tools they need to best support enthusiasts across Adventure Lifestyle’s many locations as we unlock the power of financial products for retailers and consumers.”

Customers will enjoy a hassle-free, digital buying experience, from initial inquiry and application through closing and throughout the life of their loan. Octane’s in-house lender, Roadrunner Financial, Inc.®, will underwrite the loans offered through Adventure Lifestyle Finance, and Octane’s in-house loan servicer, Roadrunner Account Services, LLC, will service the loans.   

“At Adventure Lifestyle, we believe that every adventure should be accessible,” said Kris Price, Vice President of Adventure Lifestyle. “By partnering with Octane to launch Adventure Lifestyle Finance, we can offer our customers a better buying experience featuring exclusive financing options, making it even easier for them to own their next powersports vehicle.” 

Octane’s Captive-as-a-Service offering enables Original Equipment Manufacturers (OEMs) and dealerships to enjoy the benefits of their own financing company without the lengthy, costly process of setting up a captive from scratch. Each solution can be tailored to partners’ specific financing and technology needs, as well as their desired outcomes, and leverage Octane’s extensive risk management and capital markets expertise. Octane has issued more than $4.7 billion of asset-backed securities (ABS) since 2019. The most recent ABS transactions include: OCTL 2025-1, collateralized by fixed-rate installment powersports loans, and OCTL 2025-RVM1, Octane’s second securitization backed wholly by RV/Marine loans. Additionally, Octane closed three powersports forward-flow transactions and two whole-loan sales in 2025, and has sold or secured commitments to sell more than $3.3 billion in loans since December 2023. 

NEW YORK, December 2, 2025 — Octane® (Octane Lending, Inc.®), the fintech revolutionizing the buying experience for major recreational purchases, announced that it has closed a $219 million securitization (“OCTL 2025-RVM1“) collateralized by its fixed-rate installment recreational vehicle and marine loans issued through its in-house lender, Roadrunner Financial®, Inc. 

This is Octane’s second transaction under its RV/Marine shelf, denoted with the “RVM” ticker. Its first, OCTL 2024-RVM1, was named as the ABS Deal of the Year at the GlobalCapital US Securitization Awards 2025. The 2024 transaction represented the first securitization composed solely of RV and marine collateral to be brought to market in two decades. Since launching its securitization program in December 2019, Octane has completed 16 asset-backed securitizations totaling over $4.7 billion.  

OCTL 2025-RVM1 consists of five classes of fixed-rate notes: Class A, Class B, Class C, Class D, and Class E, which Standard & Poor’s (S&P)* rated as AAA, AA, A, BBB, and BB+ respectively, in a private offering pursuant to Rule 144A under the Securities Act of 1933, as amended. ATLAS SP Securities acted as lead manager and structuring agent, with J.P. Morgan Securities, Mizuho, and Truist Securities serving as joint bookrunners and First Citizens Capital Securities serving as co-manager. 

“The successful execution of our second RVM securitization reflects the growing maturity of our RVM platform and the market’s recognition of RV and marine as a compelling, high-quality asset class,” said Nicholas Makarov, SVP and Head of Capital Markets at Octane. “We’ve seen investor interest deepen meaningfully as we’ve broadened our presence in these segments, and we’re grateful for that continued support. As the program scales, the depth of demand across the capital structure reflects continued confidence in our performance, our underwriting, and our ability to grow responsibly.”

Octane has continued to build significant momentum in both its business and its Capital Markets program. The Company has more than doubled its RV originations each year since entering the market in 2022 and is on track to more than double RV originations again in 2025. Octane first began financing pontoons in 2022 and expanded its presence in the Marine market in 2024. Additionally, Octane has closed three powersports forward-flow transactions and two whole-loan sales in 2025 and has cumulatively sold or secured commitments to sell $3.3 billion in loans since December 2023. 

This press release does not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of these securities in any jurisdiction in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such jurisdiction.

*The full analysis for S&P’s ratings, including any updates, which you should review and understand, is available on spglobal.com and can be accessed here.

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NEW YORK, November 17, 2025 — Octane® (Octane Lending, Inc.®), the fintech revolutionizing the buying experience for major recreational purchases, and The Huntington National Bank (Huntington) announced a collaboration that delivers a faster, easier financing experience for original equipment manufacturers (OEMs), dealerships, and customers in the outdoor power equipment (OPE) industry.

With an integrated financing and technology ecosystem, select OEMs in the mower and outdoor power equipment industries can support their dealer networks and finance customers across the credit spectrum with a single platform. Qualified applicants will receive prime financing options through Huntington and near-prime options through Octane’s in-house lender, Roadrunner Financial®, Inc. Dealers and consumers will benefit from promotional financing programs and an instant, digital lending process. 

“At Huntington, we’re committed to delivering seamless financing solutions that empower our customers to get the best tools and equipment for their lives and business,” said Rich Porrello, consumer finance director at Huntington. “This collaboration pairs Huntington’s deep expertise in lending with Octane’s leading technology, allowing our customers to confidently move through their financing experience.” 

Notably, dealers can integrate award-winning, soft pull prequalification tools directly into their existing customer relationship management (CRM) software and marketing channels to increase their reach, connect with qualified buyers, and expedite the sales process. Dealers can also find all available financing options through Octane’s most advanced dealer portal to-date. There, they can easily customize deal terms to best serve each customer and seamlessly move through the financing process from prequalification through closing. At the same time, customers will have more control over their buying experience. With convenient digital tools, they can easily understand their buying power, upload necessary documentation before going to the dealership, access superior servicing throughout the life of their loan, and more.

“We’re thrilled to collaborate with Huntington to support OPE OEMs and dealers with cutting-edge technology and faster, easier, and more accessible financing experience,” said Jon Vestal, EVP and General Manager of Recreational Lending at Octane. “Together, we’re providing an end-to-end solution that will help OPE OEMs and dealerships across the country reach more buyers and increase profitability.”

“This work with Octane represents an important step in deepening our support for OEM partners in the outdoor power equipment industry. By connecting our commercial financing expertise with our consumer lending capabilities, our support now extends from the factory floor all the way to the consumer,” said Jay Deverell, president of Huntington Distribution Finance. “We’re eager to help drive growth and innovation across the entire value chain, while enhancing our market leadership in full spectrum equipment financing.”  

To learn more, visit Octane.co or Huntington.com.

Huntington Media Relations: 

Katie Coulter, katie.coulter@huntington.com